Travelling is one of the greatest pleasures in life and for most people, the freedom and opportunity to see the world only comes after retirement. If you’ve just reached that stage in your life and you are looking forward to enjoying some travelling adventures, then you might want to consider taking out some insurance cover that’ll protect you in case something unexpected happens. Luckily, there are literally tons of insurance provides that offer cover which specifically caters to senior travelers.
Below you will find out how to save money, time and worry when shopping for senior travel insurance cover.
Thanks to the increased popularity of healthy living and constantly improving medical and self-care, it’s not surprising to see that a large percentage of senior citizens are remaining younger for longer, with most opting for a largely active life of travel after retirement, which often involves more than just knitting and playing bingo. However, the only downside of travelling while older is gaining access to affordable and comprehensive travel insurance for senior citizens, as most insurance providers are skeptical about covering individuals that are 75 and older.
The good news is that thanks to the increased demand for senior travel insurance, quite a few providers have now started offering better travel insurance plans for senior citizens at extremely competitive rates. To help clear up any confusion that you might have regardingthe age limits related to senior travel insurance, we’ve made some comparisons between several reputable providers that cater to senior travellers between the ages of 60 up to 110 years!
When choosing an insurance policy, it’s important to select a benefit that provides the right level of cover for you, and there are basically 3 different levels for you to choose from:
The level of cover that you choose largely depends on the type of holiday getaway that you’re planning to have, and most of the time, a cheaper option isn’t really the best choice.
Thankfully, there are two types of policy options that are customized to cater todifferent travellers:
Who offers the best combination of price and value when it comes to senior travel insurance? Well, we’ve done some research on the 20 most value-driven insurers to provide you with comparisons on who provides the best combination of cover and price for senior travel. We’ve used an example scenario of a typical senior couple in their 60s, who’re travelling for 2 weeks on an international destination (or two) of their choice.
You can also use an online website to compare senior insurance covers based on your specific needs, including age and trip specifics.
What can you do to celebrate when the kids have finally left the nest and are self-supporting? One idea would be to reward yourself with the trip of your dreams using their inheritance. Here’s an idea of what you can expect to pay as a senior couple when travelling for two weeks to a destination like Thailand, for example.
Extras like cover for your golf and ski equipment, or car hire excess require that you pay an additional premium, and cruise policies are not always included, so you’ll have to inquire if cruise specific cover is available from your chosen insurer before you sign up with them.