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RAC Insurance Reviews

Enjoy safe and worry-free travel with RAC’s range of unique travel insurance policies. Some of the perks of choosing RAC as your insurer include getting free cover for your dependents, unlimited medical cover, no age limits and old luggage replacement with new items when you claim. Their underwriters are Tokio Marine & Nichido Fire Insurance Co. Ltd.

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RAC FAQ's

Is there an age limit on any of the policies?

No, RAC doesn’t have an age limit on any of its policies, including single-trip and multi-trip cover.

How many people can be included in one policy?

You can include two people in one policy.

What’s the maximum duration for individual trips taken within a multi-trip policy?

The maximum duration for the individual trips in your multi-trip policy can either be 30, 45 or 60 days per trip depending on your package.

How much is my luggage covered for?

RAC’s comprehensive policy offers luggage cover of up $1,000 per item.

Is there a way to reduce or cancel my excess?

Yes, you can reduce your excess to $100 or $0 (it’s usually $250), but then you’ll have to pay a higher premium.

Are cruises covered?

Yes, just make sure to select ‘Pacific’ when choosing your destination, even if your cruise will be on Aussie waters.

Do kids really get free cover?

Yes. All dependents under 25 can get free cover, but only if they’re accompanied by a parent or grandparent, and are not employed at the time of the trip.

Four Fast Facts

No age limit

Multi trip age limit Under 65

Multi trip duration 90 days

Luggage cover $750 per item limit

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