Holidays come in a variety of forms and one of the most popular these days is the cruise holiday. Whether you are planning a two-week luxury cruise, or just a short cruise stopping in at a few ports of call, a holiday is a holiday, and travel insurance is part of the deal. At least it should be, even though you can’t quite see what could possibly go wrong!
However, just because you are on a large boat in the lap of luxury,doesn’t mean that you don’t need a travel insurance policy. You need to be covered for any eventuality and there are insurance coverages specifically designed for this.
Although they’re more affordable nowadays, cruises still cost a lot of money and you want to be prepared for any unforeseen circumstances. You may fall terribly ill just before you are due to set sail and can’t even start the cruise in the first place. You could break a leg or have a death in the family. As unpleasant as these events sound, there is always the chance of them happening and the cruise will go ahead with or without you, so you want to be able to claim most of your money back if you can.
There are a number of things to be aware of when it comes to insurance for your cruise, whether you are travelling locally or internationally. Being on a cruise doesn’t mean that you will be sitting on a deck staring out at the sea for 10 days (unless you want to).
Once your travel insurance is sorted, double check the policy for any possible limitations and make sure that your insurance provider knows that you are travelling locally or internationally. Then, relax and enjoy!