Why You Need Travel Insurance in Vietnam
When travelling to Vietnam, it’s important to keep your wits about you and be extra careful with your belongings, because if you’re not, you may easily find yourself as the victim of theft or even a scam. However, it’s always best to be safe than sorry, and taking out travel insurance for your trip will soften the blow if something does go wrong despite your vigilant demeanor. Sometimes certain costly situations are beyond your control.
Vietnam travel insurance typically covers the following incidents:
- Flight delays or cancellations, either due to an emergency or natural disaster
- Medical causes like sudden illnesses and accidents
- Personal liability
- Any damage or loss that affects your valuables and belongings
- Lost or stolen cash
How Safe is it to Travel to Vietnam?
The people of Vietnam are known for their warmth and friendliness towards visitors, and Vietnam is a hospitable and relatively safe destination overall. Nevertheless, there are a few security precautions that you should take into consideration when planning for your trip so that you can avoid experiencing any nasty incidents, such as:
- Scams - Although scams are a rather uncommon occurrence in Vietnam, it helps to stay alert and aware of your surroundings and stay sharp when shopping in the markets or negotiating with merchants in order to avoid getting scammed.
- Aggressive Traders - Some of the merchants you engage with might come across as intrusive and aggressive in their sales methods, so it’s important to be on the lookout for those traits if you’re someone who’s easily offended or turned off by invasive behavior.
- Theft - Petty theft is one of the most common security concerns for travellers, regardless of the country or destination. That’s because petty thieves particularly target tourists who’re often unaware of the pickpocketing until it’s too late. To eliminate the possibility of being a theft victim, try to be vigilant at all times and avoid wearing flashy jewelry as that might attract unwanted attention. Another good idea is to wear a fake wedding or engagement ring instead of the real thing when travelling just to be on the safe side. Also keep your valuables locked away in a safe at your hotel and make sure your hotel room door is locked at all times when you’re out.
Cost of Travel Insurance for Vietnam
It’s hard to put a number on the cost of travel insurance for Vietnam because the cost varies according to your needs and preferences. Factors like your age, health, the duration of your stay and the number of people you’re travelling with can all contribute to your insurance premium. However, an average insurance policy for Vietnam can be anything from $72 to $335. To get the best travel insurance for Vietnam, try comparing premiums and packages from different insurance providers to see which one offers the best deals. You should also be specific when typing your destination. For example, the term ‘travel insurance Vietnam’ compared to ‘travel insurance for Vietnam and Cambodia’, is a bit more specific, and will thus get you more relevant and reasonably priceddeals.
What’s Included in Your Travel Insurance for Vietnam?
- Medical Costs - This includes medical costs that are incurred as a result of serious injury or illness which may happen while you’re overseas. It includes things like ambulance fees, hospitalization, medication and even payment guarantees in case of emergencies.
- Hospital Cash Cover - Your insurance will also provide you with a daily cash allowance while you’re in the hospital, in order to cover expenses like accommodation.
- Luggage and Personal Belongings - This means that you’ll be covered in the event of losing or incurring damage to your belongings, and this includes your camera, your wallet with cash, travel documents etc.
- Personal Liability–If you damage someone’s property or a person while on holiday, your insurance will cover the damage and any legal fees that you might incur as a result.
- Cancellations or Delays - This part of your cover ensures that you get reimbursed if any delays or cancellations occur to derail your trip.
- Car Rental Excess - Should you experience the unfortunate event of having your rental car stolen or crashed into, the damage and excess charges will be covered by your insurance.
- Credit Card Fraud or Loss - Your cover will also compensate you for any losses that you incur as a result of having your credit card stolen or fraudulently used while overseas.
Safety Speed Dial
- Australian Embassy 8 Dao Tan Street
Ba Dinh District, Hanoi, Vietnam
+84 24 37740100
- Australian Consulate Sheraton Hotel
26-28 Tran Phu Street
Nha Trang City
- Emergency Contacts Here are some helpful contacts for you while you’re in Vietnam
Police - Dial 113 to reach Vietnamese police.
Fire - Dial 114 to access the Vietnamese fire department.
Ambulance - Dial 115 to call an ambulance.