Travel Insurance For Bali
Travel cover differs from one situation to the other, and there are various packages that are tailored to cover families, surf junkies, student backpackers etc. This is why it’s important to do a price comparison of the different packages available so that you choosean insurancecover that is appropriate for your needs. Your travel insurance for Bali will cover things like luggage theft or loss, sudden illnesses and accidents, sudden trip cancellation etc. However, it’s very important that you weight the benefits against the cost when searching around for travel insurancepackages. Also make sure to be specific on the destination by writing ‘Bali’ instead of ‘Indonesia’, for example.
How Much is Travel Insurance to Bali?
It’s hard to put a particular number on the amount of money that your travel insurance to Bali will cost. This will depend on a wide variety of factors, such as your age, your budget, your risk factors (health, duration) and many more. For example, a healthy 30-year-old female planning a 1-week stay in Bali can pay $30 to $240, which is widely different from the amount that a retired couple would be expected to pay. Here are a few policy options that you’re most likely to come across:
- Basic Policies ($20 to $50) -Cheap travel insurance Bali is available which usually goes for $17.24. With this kind of package you can get unlimited medical cover with up to $5,000 cover for unforeseen travel costs and even $1 million in personal liability cover. This type of claim would be available at about $250 excess.
- Standard Policies ($30 to $60) - With this cover, you can get $5 million in medical expenses, $2million in personal liability, $10,000 for unexpected cancellations and $3,000 for luggage theft or loss. You’d have to pay a premium of $150 towards the claim. An example of this type of cover would be the ‘Rock Wallaby Cango’ cover which is offered by Kango Cover at $27.31.
- Premium Policies ($60 to $250) - If you’ve got around $200 to pay for a claim, then you can get unlimited cover for cancellations and medical expenses plus a $2,500 hospital stipend, $2,000 for travel documents, $2,000 for luggage delays and $5,000 for lost or stolen luggage. It will also include$2.5 million’s worth of personal liability cover, and$30,000 for unforeseen travel expenses for $36. 13 at Zoom.
Below are some of the circumstances that your travel insurance for Bali holiday will cover:
- Medical - With medical insurance cover, you won’t have to worry about paying exorbitant overseas medical expenses. The travel insurance will cover high-risk health factors such as food poisoning, moped accidents, dengue fever, malaria, and even drink spiking!
- Luggage - Petty crimes such as luggage theft are a high-risk in Bali, hence this cover will ensure that you get fully reimbursed in the event of getting your luggage stolen, lost or damaged in any way. This also goes for any travel document that you may have lost in your luggage too.
- Cancellation Fees - As a part of the region of Indonesia, Bali is vulnerable to natural disasters like hurricanes, volcanoes etc., hence the need for travel insurance for Bali volcano occurrences that may lead to cancellations.
- Personal Liability - If you happen to accidentally damage someone’s property while you’re in Bali, or cause them any type of harm, you’ll be able to pay for it through the Personal Liability of your travel insurance policy.
What Isn’t Included?
Some of the scenarios that are not covered in your travel insurance to Bali from Australia include:
- Theft when leaving your belongings unattended
- Illness due to excess intoxication
- Failure to heed travel warnings due to terrorism attacks
- Reckless driving
- Engagement in extremely risky adventure activities
Travel insurance Bali reviews generally show that shopping around for policies can save you a lot of money while finding really good deals. You can even purchase an annual policy to cover multiple trips during the year, leading to massive savings. So, get your travel insurance Bali quote today so that you can travel with a peace of mind.
Safety Speed Dial
Here are a few helpful safety numbers that you might want to keep with you when travelling to Bali:
- Australian Consulate General Bali JalanTantular 32
Phone: +62 361 241 118
- Bali Police Headquarters Jalan WR Supratman
Phone: 0361 227 711
- Australian Embassy Jakarta Jalan H R Rasuna Said Kav C 15-16
Phone: +62 21 2550 5555