New Zealand

If you’re looking for a travel destination with superb natural landscapes, endless adventure, and a rich culture, look no further than lush and sunny New Zealand! 1.5 million Aussies visit New Zealand each year and no visa is required to enter the country. The land of Kiwis is a favorite among adventure-seeking Aussies, thanks to its diverse offering of different sights and sounds, from the natural wonders and wildlife of South Island to the cosmopolitan vibe of Wellington, the country’s capital.

However, even a friendly and welcoming country such as New Zealand has its fair share of problems, and anything is possible when you’re travelling overseas, from losing one’s luggage to experiencing new and unexpected health problems or even costly accidents. Whatever the problem is, you’ll face it better with travel insurance.

Quick Guide


Australian's do not need a Visa for a short trip to New Zealand

When to go

Autumn – (March, April, May) Fall in New Zealand is the best time to visit


No vaccination is needed before going to New Zealand

Packing List

It can get very cold in New Zealand, bring lots of warm clothing!

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Travel Insurance New Zealand Compare

Comparing travel insurance policies for a New Zealand trip is a fairly easy process, regardless of what type of cover you’re looking for. There are options for young and old, singles, couples, families and even seniors travel insurance New Zealand packages for retirees. When you get travel insurance, you can rest assured that you’re covered for illnesses, accidents, theft or loss of luggage as well as unexpected cancellations. However, you’ll want to keep in mind the costs as well as the benefits.

Cost of New Zealand Travel Insurance

The cost of travel insurance that you’ll be required to pay depends on various factors such as your age, state of health, reasons for travel etc. That’s why there are different packages to cater for all types of situations and needs.

Here are a few examples of the types of policies that you’re most likely to come across:

  • Basic Policies ($28 to $44) -This is a cheap travel insurance New Zealand policy in which for as little as $28, the Joey Cover from Kango can get you $5million medical cover, as well as $1.5 million in personal liability cover at an excess cost of just $250.
  • Standard Policies ($45 to $53) – For just $47 you can get pretty decent cover from Fast Cover, which includes unlimited medical and liability cover, $2,500 hospital cash allowance, $5 million towards personal liability, $30 000 for unexpected travel costs, $15,000 for theft or loss of luggage and much more. All of this is available at an excess payment of just $200.
  • Premium Policies ($53 to $256) – At just $59, you can get areally generous cover that includes unlimited medical expenses and cancellations, $15,000 towards your luggage, $5,000 cash stipend for hospital stays, all for just $59 from 1Cover’s All-inclusive Policy.

Healthcare Reciprocity with Australia

The two countries do share mutual healthcare agreements, which give Aussies exclusive access to New Zealand government healthcare facilities and hospitals at no charge. The country’s Accident Compensation Corporation (ACC) offers free hospital treatment to anyone that’s been injured due to an accident. However, these agreements do not cater to patients with ongoing health issues, and you’ll have to make your own provisions for that type of treatment.

What’s Included?

Your travel insurance will cover a variety of issues, including:

  • Medical – Thanks to all that adventure, quite a lot of accidents and injuries occur in New Zealand on an annual basis, hence the need for comprehensive medical cover and reciprocal care. That said, the medical aspect of your policy will not cover any additional costs such as accommodation, flights or medical repatriation. Ski travel insurance New Zealand is another unique form of cover that you can look forward too though.
  • Luggage – Your policy will also reimburse in the event of losing your luggage or any personal effects. This includes things like camera equipment and even the cash in your wallet as well.
  • Cancellation Fees – Unexpected cancellations due to unforeseen events like accidents, natural disasters, severe illness or injuries may also be covered in your insurance. This is especially important because New Zealand experiences quite a number of earthquakes each year, which often warrants a change of plans and unexpected trip cancellations.
  • Personal Liability – If you happen to damage someone’s property or injure someone unintentionally during your trip, you’ll be able to reimburse them from your cover amount, which makes provision for personal liability to a certain extent.

What’s not Included?

  • Illness or accidents due to extreme intoxication
  • Travelling in spite of terrorism warnings
  • Engaging in high-risk activities that lead to injuries or accidents
  • Leaving your belongings unattended
  • Pre-existing medical conditions
  • Items that are not reported within 24 hours of being stolen or lost

How to Save on Travel Insurance for New Zealand

Here’s how to get a cheap travel insurance package in New Zealand:

    • Compare travel insurance New Zealand prices before you make a choice.
    • Get an annual insurance cover if you know how often you’ll be travelling throughout the year to save you money.
    • Choose an insurer that provides cover specifically for the New Zealand destination instead of the whole Pacific.
    • Increase the excess amount required when making a claim in order to get a lower premium.
    • If you’re travelling as a group or a couple, you can get joint cover to save even more.

Safety Speed Dial

Here are a few helpful safety contactsto keep in mind when travelling to New Zealand:

    • i-SITE New Zealand Visitor Information Network
      22/157 Lambton Quay
      Wellington, New Zealand
      Telephone: (64-4) 462 8000
    • Australian Consulate-General
      Level 7, Price Waterhouse Coopers Tower
      186-194 Quay Street
      Auckland City, New Zealand
      Telephone: (649) 921 8800
    • i-SITE Queenstown Visitor Information Network
      22 Shotover St
      Queenstown, New Zealand
      Telephone: (64-3) 442 4100

What if I get injured?

Different Insurance companies cover different things, find out which companies cover what.

What if I lose my stuff?

Unfortunately in some countries your belongings can go missing, read about each companies claim process.

What if my flight is cancelled?

See what other Australian's have to say about each Insurance Companies claim process

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