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What travel insurance usually does not cover

Common exclusions: known events, some pre-existing conditions, many “change of mind” cancellations, unattended phones, and activities you did not add.

General information only. Not personal advice and not a PDS. Policy wordings, excesses, age limits, medical screening and exclusions change. Read the current Product Disclosure Statement and confirm cover with the insurer before you buy.

Reviewed by Callum Sherwood, Editorial lead. Last editorial pass September 2026. Contact callum.sherwood.seo@gmail.com.

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