How to Avoid Credit Card Fraud When Travelling

Any traveller who has endured the nasty experience of credit card fraud can testify to its frustration. Not only are you at risk of having hefty amounts of money stolen, you also have to deal with the further effects of this ghastly situation.

Meetings with the local police (who, unfortunately, can often be quite unhelpful in such situations), longwinded phone calls with your bank somewhere on the other side of the world, and the worry of just who has stolen your card or its details are just some of the upsetting consequences of credit card fraud.  Thankfully, there are certain steps you can take to minimise the risk of experiencing this most stressful of criminal activities whilst on the road.  Travel Insurance Reviews has the info the ways in which you can keep the dirty fraudsters at bay and enjoy your vacation with all your cash secure and ready to be splurged.


Avoiding Theft

Petty theft and pickpocketing is a problem in many tourist hotspots. For example, the New York Police Department reports 3,000 incidents of pickpocketing each month. Pickpockets target areas where large crowds tend to gather, as naturally it is easier for them to bump into you and take your possessions in these spaces.

These tricky thieves are usually so skilled at their craft you won’t know you’ve been robbed until your back at your accommodation, searching frantically for your room’s keycard with the knowledge your bank card was in the same wallet.

The best way to avoid card theft, or theft in general, is to avoid taking too many items out with you. In terms of cards, try and avoid taking your card out with you as much as possible. If your accommodation is located near an ATM, you can simply duck down and withdraw your cash before taking your card back to your room.

Also, it is never a bad idea to invest in a concealed carry bag. Simply place your cards, cash and other necessities in these travel bags and you’ve basically made it an impossibility for these tricksters to get their grubby mitts on your essentials.


Dodgy ATMs

Criminals have become more sophisticated with advances in technology. When using an ATM, it is a good idea to look out for certain things that may be suspicious.

Things to look out for include:

  • Poorly fitted keypads: Criminals often place scanning keypads on top of the pre-existing ATM keypad. This way, they can record your pin and therefore use your card fraudulently. Avoid this by checking the keypad, making sure that it does not appear to be poorly placed in its position.
  • Incongruous cameras: If you notice any cameras above the ATM which seem unnecessary or out of place, beware. It is highly likely that this camera has been placed there to scan your card. If this is the case, naturally you should not use this particular ATM. Just find the next one, it will save you a lot of trouble in the future.


Just be aware and you’ll be a-okay

All this being said, you don’t have to spend each waking minute of your trip freaking out about your card and other essentials. There’s no fun in a trip when you spend the whole time completely paranoid. Just be aware, notice the signs and you should be fine to enjoy a cash and fun-filled vacation.


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